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Apple iPhone 15 has been temporarily lowered on Flipkart in India…

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Exchange of an older smartphone or special bank card transactions are not necessary to take advantage of the current Apple iPhone 15 discount on Flipkart.

The price of the Apple iPhone 15 has been temporarily lowered in India, and Flipkart is currently offering the newest iPhone model at a discount. There is a current rebate offer that reduces the price of the iPhone 15 model by Rs. 13,900 for customers who want to buy the base model with 128GB of storage. The iPhone 15, which debuted in worldwide countries last year and features two back cameras, is outfitted with Apple’s A16 Bionic chip. This includes India.

Apple iPhone 15 discount price in India (Flipkart)

The price of the 128GB storage capacity of the Apple iPhone 15 is presently Rs. 65,999 in India through Flipkart. Without requiring a special bank card, the phone is today Rs. 13,900 less than when it was first released, having debuted for Rs. 79,900 last year. The phone is presently available on Amazon for Rs. 73,100, and users can receive up to Rs. 6,000 in cashback on certain credit cards.

Flipkart is selling the Apple iPhone 15 for Rs 29,499; here’s how to take advantage of the huge discount.

Once you add the iPhone 15 to your Flipkart cart, you will automatically be charged an extra ‘Secured Packaging Fee’ of Rs. 99, making the total cost of the device Rs. 66,098. Nevertheless, purchasers can reduce the cost to Rs. 65,098 by taking advantage of a Rs. 1,000 discount on Google Pay UPI transactions. It is important to remember that Flipkart reduced the phone’s pricing by a comparable amount back in February.

Apple iPhone 15 specifications

Launched alongside three other handsets last year, the iPhone 15 runs on iOS 17 out-of-the-box. The handset features a 6.1-inch Super Retina XDR OLED screen with Dynamic Island and Apple’s Ceramic Shield display protection. The handset is equipped with the A16 Bionic chip that powered the iPhone 14 Pro models that were unveiled in 2022.

The iPhone 15 features two cameras for images and videos: a 12-megapixel ultra-wide angle camera and a 48-megapixel primary camera with an f/1.6 aperture. Additionally, the smartphone has a 12-megapixel front-facing camera. Although Apple does not release details about RAM and battery life, disassembly of the iPhone 15 has shown that it has a 3,349mAh battery that can be charged via a USB Type-C connector and 6GB of RAM.

The 3 Most Important Minerals For Strong Bones.

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Minerals For Strong Bones: Bone health is becoming increasingly important to adults and children due to changes in eating habits and the use of more packaged and processed foods. These are the nutrients that will help you have strong bones.

Our body needs both vitamins and minerals for proper growth and functioning. The minerals which are required essentially by the body are termed essential minerals. Based on the amount they are needed, essential minerals are divided into macrominerals and trace minerals (microminerals).

SodiumProper fluid balance, nerve transmission, and muscle contraction
ChlorideProper fluid balance, stomach acid
PotassiumProper fluid balance, nerve transmission, and muscle contraction
CalciumHealthy bones and teeth, muscles relaxation and contraction, nerve functioning, blood clotting, blood pressure regulation
PhosphorusHealthy bones and teeth, maintains acid-base balance
MagnesiumMaking protein, muscle contraction, nerve transmission

Trace minerals (microminerals):

IronPart of a molecule (hemoglobin) found in red blood cells that carries oxygen in the body, needed for energy metabolism
ZincNeeded for making protein and genetic material, taste perception, wound healing, normal fetal development, production of sperm, normal growth and sexual maturation, immune system health
IodineHelps to regulate growth, development, and metabolism
SeleniumAntioxidant
CopperNeeded for iron metabolism
ManganesePart of many enzymes
FluorideInvolved in the formation of bones and teeth, preventing tooth decay
ChromiumRegulates blood sugar (glucose) levels
MolybdenumPart of some enzymes

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Therefore, Nmami Agarwal suggests the following three vital nutrients for stronger bones:

Calcium

You are all probably aware of how important calcium is for your bones. A low calcium diet can result in reduced bone density and put you at higher risk of bone fractures. Calcium is also an important mineral required for the proper functioning of cells. Calcium cannot be synthesized by the body. So, in the case of a calcium-deficit diet, your body takes calcium from bones.

It is thus important to get your daily dose of calcium from your diet. Dairy products are a rich source of calcium. Try and include milk, yogurt, curd, cottage cheese, cheese, etc in your diet. In case you are lactose intolerant, you can switch to non-dairy sources of calcium like soy, tofu, almonds, spinach, and sesame seeds to name a few.

minerals

Vitamin D

Strong bones require vitamin D from sunshine. When the body is exposed to sunshine, it is synthesized. A lack of vitamin D will impair your body’s ability to absorb calcium, which can lead to osteoporosis in adults and rickets in children. For your body to obtain enough vitamin D Minerals For Strong Bones, you should also expose it to sunlight and include foods such as milk, egg yolks, mushrooms, and fatty fish like mackerel, tuna, and salmon in your diet.

Vitamin K

Minerals For Strong Bones Maintaining strong bones and lowering the incidence of fractures require vitamin K. Calcium from building up in the lining of arterial walls and artery hardening are both prevented by vitamin K. The protein osteocalcin is activated with the aid of vitamin K. Osteocalcin fortifies bone structure and aids in the absorption of calcium by bones. For stronger bones, include foods high in vitamin K to your diet, such as avocado, yogurt, kale, spinach, and kiwis.

TikTok upcoming AI-driven feature can clone your voice.

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TheSpAndroid claims that TikTok is creating a cutting-edge artificial intelligence (AI) function that will translate text to speech.
AssembleDebug, who was able to activate certain functions after discovering the code in the most recent version of the TikTok app for Android, made the knowledge public.
A TikTok voice library and the ability to create your voice using AI were alluded to in the code.

Decoding TikTok’s AI voice creation process

The introductory screen that outlines the procedure was glimpsed by the coder: Make an AI rendition of your voice in ten seconds or less! It will work with text-to-speech in videos on TikTok.”Following this introduction, visitors were taken to the TikTok Voice Library Terms page, which was the first of four.These pages provided information on how TikTok handles speech recordings and described how voice recordings can be deleted from the platform’s servers.

Early stages and future expectations

Users are redirected to a recording page after accepting the terms; however, at this time, the page is blank, presumably because the service is still under construction.When this feature is completely functional, it will ask users to read a passage of text that is shown onscreen.AssembleDebug claims that this procedure will enable TikTok to recognize the user’s voice and make it accessible to others in the TikTok Voice Library.

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Concerns and anticipations surrounding the feature

Even though the text-to-speech tool is still under development, worries have been expressed regarding its abuse, particularly in this day and age when false information is easily accessible on digital platforms. It is anticipated that will release additional details regarding its strategies for resolving these problems. But further information won’t likely be available until the facility is prepared for a wider public release.

Chandigarh Administration Admit Card – JBT Posts 06/2023 (28-04-2024).

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Chandigarh JBT Admit Card 2024: Official call letters for the test scheduled for April 28, 2024, for the Junior Basic Teacher (JBT) positions, have been released by the Chandigarh Administration (06/2023). Through the offered online service, candidates who applied for the relevant examination and were deemed provisionally eligible to appear in it can now obtain their admission cards. For identification verification, the admit card and any other documents specified on it must be carried during the exam. Candidates need to get to the location well in advance of the scheduled time.

Post DateTitleType(s)Visible Till
25-04-2024Chandigarh Administration Admit Card – JBT Posts 06/2023 (28-04-2024)Exam Dates,Admit Cards28-04-2024
06-03-2024Exam Dates, Admit CardsExam Dates28-04-2024

Chandigarh PRT Admit Card 2024 Overview

Recruitment OrganizationChandigarh Education Department
Post NameJunior Basic Training (JBT) Teacher/ Primary Teacher (PRT)
Advt No.06/2023
Vacancies396
Salary/ Pay ScaleRs. 9300- 34800/- (Grade Pay 4200/-)
Job LocationChandigarh
Mode of ApplyOnline
CategoryChandigarh JBT Teacher Admit Card 2024
Official Websitechd education. gov. in
Join Telegram GroupTelegram Group

Chandigarh PRT Admit Card Application Fees

CategoryFees
Gen/ OBC/ EWSRs. 1000/-
SCRs. 500/-
Mode of PaymentOnline

Chandigarh PRT Admit Card Important Dates

EventDate
Chandigarh JBT Teacher Apply Start24 January 2024
Chandigarh JBT Teacher Last Date to Apply29 February 2024
Last Date to Pay Application Fee4 March 2024
Chandigarh JBT Admit Card Date23 April 2024
Chandigarh JBT Teacher New Exam Date28 April 2024

Age Limit: The age limit for Chandigarh PRT Vacancy 2024 is 21-37 Years. The crucial date for the calculation of the age is 1.1.2024. The age Relaxation will be given as per the Rules of the Government.

Post NameVacancyQualification
JBT Teacher (PRT)396 (UR-179, OBC-94, SC-84, EWS-39)Graduate + D.Ed + CTET (Level-1)

Chandigarh JBT Teacher Vacancy 2024 Selection Process

The Selection Process for Chandigarh JBT Teacher Vacancy 2024 includes the following Stages:

  • Stage-1: Written Exam
  • Stage 2: Document Verification
  • Stage 3: Medical Examination

Chandigarh PRT Vacancy 2024 Exam Pattern

  • Negative Marking: 1/4th
  • Time Duration: 2 Hours 30 Minutes
  • Mode of Exam: Offline Objective Type Test (OMR Based)
  • Qualifying Marks: 40%
Chandigarh JBT Teacher Exam Pattern 2023

In conclusion

The Chandigarh Administration’s issuance of admission cards for JBT vacancies is a significant step in the hiring process. With these essential documents in hand, candidates are ready to move forward with their job search. The timely and open distribution of admission cards demonstrates the Chandigarh Administration’s commitment to a fair and efficient selection process. As candidates prepare to showcase their skills and qualifications, this important event brings them one step closer to realizing their career aspirations. It is proof of the candidates’ and the administration’s dedication to building a better future for education and public service in Chandigarh.

Greece Dust Storm: A desert dust storm causes the skies over Athens and other Greek cities to become orange.

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In the final hours of daylight, the Greek capital took on a Martian atmosphere due to strong winds bringing dust from the Sahara Desert. Officials in Greece warn that although rising amounts of tiny pollution particles pose health dangers, dust concentrations can restrict sunlight and visibility.

Tuesday saw Athens and other Greek cities blanketed in clouds of dust blown in from the Sahara, one of the worst such events to hit the nation since 2018, according to officials.

Following several days of strong winds from the south, a yellow-orange haze enveloped various places, reducing vision and leading the authorities to issue breathing-risk warnings.

According to Kostas Lagouvardos, head of meteorological research at the Athens Observatory, “it’s one of the most serious episodes of dust and sand concentrations from the Sahara since March 21–22, 2018, when the clouds invaded the island of Crete in particular.”

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In late March and early April, Sahara dust clouds had already engulfed Greece, suffocating portions of Switzerland and southern France as well.

Authorities issued a warning, stating that anyone with underlying health issues may be at danger due to the dust concentrations’ potential to decrease sunlight and visibility while raising concentrations of tiny pollution particles.

Every year, the Sahara emits between 60 and 200 million tonnes of mineral dust. The smallest particles can travel thousands of kilometers and even reach every country in Europe, while the larger particles quickly return to Earth.

According to the Greek weather service, Wednesday would see the start of a clear sky.

In the south of the nation, unseasonal early flames have also been stoked by the strong southerly winds of recent days.

According to the fire service, 25 wildfires have started nationwide in the last 24 hours. This information was released on Tuesday night. It further stated that three people were detained on Monday on the island resort of Paros in the Aegean Sea on suspicion of inadvertently igniting a brush fire. The fire was soon suppressed, and there were no reports of severe damage or injuries.

Another blaze that broke out on Crete near a naval base was brought under control Tuesday.

JEE Main Result 2024 Session 2 OUT: Check Direct Link to Download Scores, Cutoff for JEE Advanced & More.

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JEE Main Result 2024: The National Testing Agency (NTA) has announced the results for the Joint Entrance Examination (JEE) Main Session II Exam 2024 on April 25. Candidates who appeared for the April session can now access their scorecards on the official website at jeemain.nta.nic.in. Before the result declaration, NTA released the final answer key on April 22, which candidates were able to retrieve from the same website. After the result announcement, NTA will provide detailed data on gender and category-wise distribution of candidates, category-wise cutoff, top percentiles, state-wise toppers, and more.

JEE Main Result 2024 Session 2: On April 24, 2024, NTA released the results for JEE Main 2024 session 2 for paper 1. There has been an update to the JEE Main result session 2 link at jeemain.nta.ac.in. Candidates must enter their date of birth and application number to view the NTA JEE Mains result in 2024. JEE Mains 2024 result session 2 includes roll number, percentile, NTA scores, and further information. Additionally, through a press statement, the authorities disclosed the JEE Main topper names, rank, and cutoff. The JEE Main exam for session 2 was administered by the National Testing Agency on April 4, 5, 6, 8, 9, and 12.

JEE Main Toppers List 2024

NTA has announced the names of the 100 percentilers of the JEE Main 2024. Candidates can check the complete list of JEE Main Toppers 2024 from the following table.

JEE Main 2024 topper nameState
Gajare Nilkrishna NirmalkumarMaharashtra
Dakshesh Sanjay MishraMaharashtra
Aarav BhattHaryana
Aaditya KumarRajasthan
Hundekar VidithTelangana
Muthavarapu AnoopTelangana
Venkata Sai Teja MadineniTelangana
Chintu Sateesh KumarAndhra Pradesh
Reddi AnilTelangana
Aryan PrakashMaharashtra
Mukunth Prathish STamil Nadu
Rohan Sai PabbaTelangana
Sriyashas Mohan KalluriTelangana
Kesam Channa Basava ReddyTelangana
Murikinati Sai Divya Teja ReddyTelangana
Muhammed SufiyanMaharashtra
Shaik SurajAndhra Pradesh
Makineni Jishnu SaiAndhra Pradesh
Rishi Shekher ShuklaTelangana
Thotamsetty NikileshAndhra Pradesh
Annareddy Venkata Tanish ReddyAndhra Pradesh
Himanshu ThalorRajasthan
Thota Sai KarthikAndhra Pradesh
Tavva Dinesh ReddyTelangana
Rachit AggarwalPunjab
Vedant SainiChandigarh
Akshat ChaplotRajasthan
Parekh Meet VikrambhaiGujarat
Shivansh NairHaryana
Priyansh PranjalJharkhand
Pranavanand SajiOther
Himanshu YadavUttar Pradesh
Pratham KumarBihar
Sanvi JainKarnataka
Ganga ShreyasTelangana
Murasani Sai Yashwanth ReddyAndhra Pradesh
Shayna SinhaDelhi
Madhav BansalDelhi
Polisetty Ritish BalajiTelangana
Visharad SrivastavaMaharashtra
Sainavaneet MukundKarnataka
Tanay JhaDelhi
Thamatam Jayadev ReddyTelangana
Kanani Harshal BharatbhaiGujarat
Yashneil RawatRajasthan
Ishaan GuptaRajasthan
Amogh AgrawalKarnataka
Ipsit MittalDelhi
Mavuru JaswithTelangana
Bhavesh Ramakrishnan KarthikDelhi
Patil Pranav PramodMaharashtra
Dorisala Srinivasa ReddyTelangana
Archit Rahul PatilMaharashtra
Arsh GuptaDelhi
N ShriramTamil Nadu
Aadeshveer SinghPunjab

JEE Main Result 2024 Session 2 Live Updates

1:45 pm: JEE Main 2024 session 2 was held from April 4 to 12. Candidates could appear for both the session of the JEE Main 2024 exam.

1:15 PM: To break the tie in the JEE result session 1, below mentioned criteria will be taken into consideration-

  • NTA Score in Mathematics
  • NTA Score in Physics
  • NTA Score in Chemistry
  • Candidates older in age

12:45 PM: NTA does not allow any rechecking for JEE Mains 2024 result session 2.

12:15 PM: The Following details will be mentioned in the JEE Main 2024 session 2 result

11:45 PM: Candidates can check the JEE Main 2024 passing marks from the table below:

  • Subject-wise NTA scores
  • Aggregate NTA scores
  • Name of the candidate
  • Roll number
  • Date of birth
  • Parents’ name
  • State code of eligibility
  • Category
  • Nationality
CategoryMarks
General91
EWS76
OBC-NCL74
SC54
ST40

RBI action against Kotak Mahindra Bank: What customers should know about the limitations.

11:15 AM: What is CRL? CRL is the Common Rank List & is the same as the overall rank. It is prepared for all the categories. For the General category, only the CRL is considered while for other candidates, both the reserved category list and CRL are considered.d

10:45 AM: The formula to calculate the percentile the candidate has secured in the JEE Main 2024 session exam is as follows

JEE Main Result 2024

10:15 AM: The official website for JEE Main 2024 is jeemain.nta.ac.in. Candidates can check this website for all details related to JEE Main 2024. The result of JEE Main 2024 for B.tech courses was released on April 24 on the site.

9:45 AM: Sanvi Jain from Karnataka and Shayna Sinha from Delhi achieved perfect NTA Scores of 100, securing the top positions in the female category.

8:13 AM: This year’s JEE Main 2024 cutoffs are as follows: 93.2362181 for UR, 79.6757881 for OBC, 81.3266412 for EWS-ALL, 0.0018700 for UR-PWD, 60.0923182 for SC-ALL, and 46.6975840 for ST-ALL.

April 25, 2024, 7:36 AM: NTA has declared the JEE Main 2024 session 2 result at jee main nta ac. Candidates can download the JEE Main 2024 scorecard from the official website.

The top 2,50,000 qualifying candidates will be eligible to appear for the JEE Advanced exam. Students qualifying for the JEE exam will be eligible for admission to the NITs, IIITs, and CFTIs. The admission will be done through JoSAA counseling. Read the article to know all about the JEE Main 2024 results for January and April sessions.

JEE Main Result 2024 Session 2 Highlights

The JEE Main 2024 result dates for each session have been independently declared by NTA at jeemain.nta.ac.in. Candidates may be admitted to different NITs, GFTIs, and other JEE Main participating institutes based on their NTA JEE Main exam 2024 results. To find out the date and time of the IIT JEE Main 2024 results, consult the provided table.

JEE Main Result 2024: Overview

JEE Mains 2024 result session 2 date & timeApril 24, 2024 at 10:50 PM
NTA JEE Main Result official websitejeemain.nta.ac.inntaresults.nic.innta.ac.in
Conducting AuthorityNational Testing Agency (NTA)
JEE Main Result 2024 Declaration ModeOnline
No of 100 percentile scorers in NTA JEE Main exam (Previous Year)Session 1 – 20Session 2 – 43

JEE Main Result 2024 Session 2 Date & Time

National Testing Agency has announced the JEE Mains result date 2024 for the April session at jeemain.nta.ac.in. The schedule for the JEE Main result 2024 has been updated in the following table.

JEE Main Results 2024 April Session

EventsDates
JEE Mains 2024 exam date 2024 session 2April 4, 5, 6, 8, 9 and 12, 2024
JEE Main session 2 result date 2024April 24, 2024

JEE Main 2024 Results January Session

EventsDates
Session 1 exam dateJanuary 24, 27, 29, 30, 31 and February 1
JEE Main Result Date 2024 Session 1February 12, 2024 (Paper 1)March 6, 2024 (Paper 2)

JEE Main Result 2024 Session 2- Where to Check?

NTA JEE Main exam result 2024 link is available on the following websites:

  • jeemain.nta.ac.in 2024
  • ntaresults. nic.in 2024
  • nta.ac.in 2024
  • jee. nta. nic. in

How to check JEE Main Result 2024 Session 2?

The online IIT JEE Mains result 2024 for session 2 has been released by the National Testing Agency. The easy ways for candidates to check their JEE Mains 2024 result are shown below. The application number and birthdate are required for candidates to view their JEE Main 2024 results. The JEE Main result by roll number cannot be viewed.

NTA JEE Mains Result Window

JEE Main Result 2024

Steps to Check JEE Mains 2024 Result

  • Visit the JEE Main official website – jeemain.nta.nic.in 2024.
  • Click on ‘View JEE Main 2024 result’ or ‘View score card’.
  • Enter the application number and date of birth.
  • No, click on “Submit”.
  • The complete NTA JEE Main result 2024 along with scores will appear on the screen.
  • Take the print of the JEE result page and save it for future reference.
  • The Scorecard of JEE Main 2024 will be unavailable after July 31, 2024, thus candidates must retain a copy of the scorecard.

NTA JEE Main Result 2024 – Normalization Process

Because the JEE Main exam is conducted in different sessions, the level of difficulty also varies, and to deal with this, authorities will use the process of normalization. NTA releases the normalized JEE Main 2024 scores to indicate the percentage of candidates whose scores are equal to or below the scores of the candidate who scored the highest in that particular session. The formula used for the calculation of NTA scores is shown below:

Formula – (100 x number of candidates who appeared in the session with a raw score equal to or less than the candidate) / total number of candidates who appeared in that session

Candidates may note that the normalized NTA score is not the same as that of the percentage of marks obtained in the examination.

JEE Main Result 2024 – Percentile Calculation

The JEE Main 2024 percentile results for Physics, Chemistry, and Mathematics are determined by the National Testing Agency using the normalization formula, which is displayed here, both individually and in combination.

Calculating JEE Main Percentile

MetricFormula
Total Percentile (T1P)(100 x No. of candidates with a raw score ≤ T1 score) / Total No. of candidates who appeared in the session
Mathematics Percentile (M1P)(100 x No. of candidates with a raw score ≤ M1 score in Mathematics) / Total No. of candidates who appeared in the session
Physics Percentile (P1P)(100 x No. of candidates with a raw score ≤ P1 score in Physics) / Total No. of candidates who appeared in the session
Chemistry Percentile (C1P)(100 x No. of candidates with a raw score ≤ C1 score in Chemistry) / Total No. of candidates who appeared in the session

JEE Main Result Date and Time – Previous Year’s / Sessions’ details

Candidates can check the year-wise IIT JEE results date and time trends to get an idea of the result time.

Previous year AttemptsJEE Main Result DateJEE Main Result Time
JEE Main April 2023 Result Date Session 2April 29, 2023Around 5 pm
JEE Main Session 2 Result Date for Paper 2May 25, 2023Around 10 AM
JEE Main Result 2023 Session 1 Date & TimeFebruary 6, 202311:58 PM
NTA JEE Mains result date and time 2022 session 2August 8, 20225:33 AM
JEE Main result 2022 session 1 date and timeJuly 11, 20221:32 AM
NTA JEE Main result date and time 2021 – Session 4September 15, 202112:20 PM
NTA IIT JEE Mains result date and time 2021 – Session 3August 6, 20218:10 PM
JEE Main session 2 result date and time 2021March 24, 202110:00 PM
JEE Main exam result time Session 1March 18, 20218:46 PM
JEE Main 2021 February result paper 1March 8, 20218:46 pm
JEE Main result September 2020September 1110.40 pm
JEE Main result January 2020January 1712 noon
JEE Main result April 2019April 296.19 PM
JEE Main January 2019 ResultJanuary 1911:30 AM
JEE Main result date- paper 1 2018April 306:30 PM
JEE Main result date- paper 1 2018April 30
JEE Main result 2017 paper 1April 275:00 PM
JEE Mains 2017 paper 1 resultMay 271 PM

NTA JEE Main 2024 January Statistics

ParticularDetails
Total number of students applied for JEE Main 2024 January sessionPaper 1 – 12.2 lakhPaper 2 – 0.74 lakh
Number of females registered for JEE Main 2024 exam session 14.6 lakh
Number of males registered for NTA JEE Main 2024 session 18.2 Lakh
Total number of students who appeared for the JEE Main Jan session12.3 Lakh
Total percentage of candidates who appearedPaper 1 – 95.8%Paper 2 -75.0%

JEE Main 2024 April session statistics

ParticularDetails
Number of candidates registered in April 2024 exam11,79,569
Number of candidates who appeared in the April Session exam10,67,959
Male Candidates who registered for JEE Main 2024 session 28,06,045
Female candidates who registered for JEE Main April session3,73,515
Third Gender candidates who appeared for JEE Main session 29

In conclusion

For thousands of prospective engineering students across, the announcement of the JEE Main Result for the 2024 Session 2 represents a critical turning point. Now that the scores are downloadable, candidates can evaluate their performance and make appropriate plans for their future actions. The JEE Advanced cutoff notification provides even more clarity to the path ahead for individuals hoping to gain admission into esteemed engineering colleges. While students anxiously anticipate their scores, it’s important to keep in mind that success is determined by more than just numbers—it’s also determined by the commitment, perseverance, and hard work displayed throughout this difficult road. Best wishes for the amazing opportunities that await each applicant in their academic and professional endeavors, and congratulations to each of them on their accomplishments.

RBI action against Kotak Mahindra Bank: What customers should know about the limitations.

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The RBI banned Kotak Mahindra Bank from issuing new credit cards and from obtaining clients online due to a finding of weakness in the bank’s computer systems. What it means for both new and current clients is as follows.

Due to “serious shortcomings” in the bank’s information technology (IT) infrastructure, the Reserve Bank of India (RBI) prohibited Kotak Mahindra Bank from issuing new credit cards and onboarding new customers through online and mobile banking channels on April 24. It is said that these caused frequent outages, one of which was a significant disruption on April 15, 2024.

In line with a press statement issued by the Reserve Bank of India, “the bank’s ongoing inability to adequately and promptly address the serious concerns raised by the Reserve Bank’s IT examination of the bank for 2022 and 2023 is the reason these actions are necessary.”

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In other words, because of issues with the bank’s computer systems, the RBI has essentially suspended a portion of Kotak Mahindra Bank’s online operations. This is an explanation:
The issue: An RBI audit conducted over two years discovered that Kotak Mahindra Bank’s computer systems have been lacking for some time. Customers were inconvenienced by numerous outages as a result, one of which was significant and occurred on April 15.

What the RBI is doing: To protect customers and the overall banking system, the RBI has put in place some restrictions on Kotak Mahindra Bank. For now, the bank cannot do the following:

  • Sign up new customers through online or mobile banking channels
  • Issue new credit cards

If you currently have a bank account with Kotak Mahindra, you shouldn’t be impacted. Your current credit cards and accounts are still valid.
If you were considering registering for a new credit card or creating an online account with Kotak Mahindra Bank, you will need to wait until the bank repairs its computer systems and receives approval from the RBI before renewing these services. For the time being, nevertheless, you can open a new account by going to a Kotak Mahindra Bank branch.

What happens next: Kotak Mahindra Bank will need to hire an outside company to do a full check-up on its computer systems and fix everything that is deficient. Once that is done, and the regulator is happy with the improvements, the RBI can lift the restrictions.

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Explained: Section 35A of the Banking ACT, under which the RBI took action:

The rule: A rule under Section 35A of the Banking Regulation Act allows the RBI to step in if something is going wrong at any bank.

Reasons to step in: There are three main reasons under which the RBI can step in:

  • If it is in the best interests of the public (like protecting bank customers).
  • If it is good for the overall banking system (like keeping digital transactions smooth).
  • If a bank is doing something that hurts its depositors or itself (like having bad computer systems that cause outages).

Why the RBI behaved: It was discovered that Kotak Mahindra Bank’s computer systems were unstable and frequently experiencing outages, hence the RBI opted to use the rule to take action. Customers of the bank as well as the country’s entire digital banking system may have experienced issues as a result of this. “Prevent any possible prolonged outage which may seriously impact not only the bank’s ability to render efficient customer service but also the financial ecosystem of digital banking and payment systems,” according to the RBI’s news statement, is the reason for the bank’s actions.

Since this is a “cease” order, the regulator will take severe legal action against any deviation or non-compliance. When the comprehensive external audit, which the bank will commission with the RBI’s prior approval, is completed and all deficiencies found in the external audit and the observations made during RBI inspections are fixed to the Reserve Bank’s satisfaction, the restrictions will be “reviewed.”

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What did Kotak Mahindra Bank say? In a statement, the bank said it had taken measures for the adoption of new technologies to strengthen its IT systems and would continue to work with the RBI to swiftly resolve pending issues at the earliest.

“We want to reassure our existing customers of uninterrupted services, including credit card, mobile, and net banking. Our branches continue to welcome and onboard new customers, providing them with all the bank’s services, other than issuance of new credit cards,” Kotak Mahindra Bank said in a statement.

Some of the IT problems the RBI found with Kotak Mahindra Bank’s IT infrastructure:

  • IT inventory management
  • Patch and change management
  • User access management
  • Vendor risk management

Data security and data leak prevention: This refers to how the bank protects its customer information. The RBI found weaknesses in these areas.

Business continuity and disaster recovery: This refers to how the bank plans to keep operating in case of a major computer system outage. The RBI found problems with the bank’s plans, which could leave it unable to serve customers during an outage.

Repeated problems: These problems weren’t new. The RBI had found similar issues in its reviews for the previous two years. The bank also failed to properly fix the problems despite being told to do so.

Past cases

This is one of the instances this year when a financial institution has been restricted by the RBI. Kotak Mahindra Bank joins IIFL Finance JM Financial and Paytm Payments Bank, which faced restrictions earlier in 2024.

The restrictions on Kotak Mahindra Bank also follow similar past actions against HDFC Bank and Bank of Baroda. Those restrictions are still in place for Bank of Baroda’s mobile app, Bob World, and it took HDFC Bank almost two years to fix the problems the RBI pointed out in its systems.

The results of JEE Main 2024 season 2 are available at jeemain.nta.ac.in; see the toppers list.

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On jeemain.nta.ac.in, you can view the results of JEE Main 2024 season 2 results. Candidates must have their password and application number.

JEE Main Session 2 Result 2024: This evening at approximately 11 p.m., the JEE Main 2024 session 2 results were made public. Results for candidates who took part in session 2 are available on the official website, jeemain.nta.ac.in.

This time around, 13 more applicants are 100 percentiles than there were in 2023. Out of the 56 candidates that achieved a 100 NTA score, two fall into the female category while the remaining candidates are in the male category.

A total of 39 applicants have also had their eligibility for JEE Main 2024 restricted for three years for employing unethical methods.

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JEE Main 2024 season 2 results: Applicants will require their application number and password to receive the JEE Main 2024 Session 2 result. NTA will also include percentile scores alongside the findings.

Go to jeemain.nta.ac.in, the official result website, to view your JEE Main 2024 result. Next, click on the “View score card” or “View JEE Main 2024 result” option. When prompted, enter your password and application number. Your results, including your scores, will appear on the screen after you submit it. Lastly, for future reference, it is recommended to print and save the JEE result page.

The JEE Main exam was administered this time between April 4 and April 12. The final answer key will be announced and used to compile the results. The official JEE announcement states that after the results are announced, no complaints regarding the answer key will be considered.

JEE Advanced 2024 will be open to the top 2.5 lakh eligible candidates from JEE Main 2024.

Man United vs Sheffield United: Premier League 2024.

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Wednesday’s wild, error-filled match saw Manchester United come back from down twice to defeat Sheffield United 4-2 at Old Trafford.

After going four games without gaining all three points, the Reds were hoping to get back on track in the league. However, they did not have the best start as Jayden Bogle grabbed the ball far up the field and put the visitors ahead.

As the teams moved back to their dressing rooms at halftime, Harry Maguire promptly equalized the score with a brilliantly weighted glancing header after an Alejandro Garnacho cross.

The Blades took the lead again in the second half, this time with a strong close-range Ben Brereton Diaz finish. It was a similar story there.

FIRST HALF – MAGUIRE LEVELS IT

Ten Hag’s men got to work straight from the off, working the ball towards the edge of the box within the first minute, from where Diogo Dalot found an opening to shoot. It troubled Blades goalkeeper Wes Foderingham enough to tip it wide, a smart decision that almost certainly saved his side an early setback.

That early opportunity set the tone for the opening moments of the game. The Reds dominated the possession, maintaining control against the visitors’ deep, tight-knit defensive unit. 

Casemiro, once again operating in an unfamiliar center-back position due to injuries, looked a likely outlet, twice muscling his way to the ball first from corners but finding it difficult to make clean contact on each occasion.

Sam Pitroda favors succession taxes in India and claims that Congress is “distributing wealth in the interest of people.”

Midway through the half, it was time to go more direct. Garnacho took the initiative, dangerously driving into the box, feinting one way and the other. The Old Trafford crowd were eagerly awaiting the ripple of the net but the Argentina international had allowed Foderingham too long to adjust his feet, meaning he was able to get in front of the resulting shot.

However, the price for not capitalizing on our early pressure was paid just past the half-hour mark. Andre Onana played an uncharacteristically short pass to Dalot and a grateful Jayden Bogle rushed forward to intercept, before slotting home a finish inside the near post.

The Reds found a reply under 10 minutes later when Garnacho collected a Fernandes free-kick on the left flank. He swiveled and sent an inswinging cross back into the penalty area that was expertly glanced beyond Foderingham by Maguire, supplying a well-deserved equalizer before the break.

Garnacho almost provided the lead seconds later, with a close-range effort, but it was kept out well with a reactive save by the outstanding Foderingham.

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SECOND HALF – BRUNO TO THE FORE

The Blades once again set the tone for the half as Brereton Diaz pounced on a Ben Osborn cut-back yards from goal to score their second. The Reds still had work to do when they returned from the break.

Chaos broke out when Maguire was dragged down in the box at the hour mark. Dalot felt he had equalized when he scrambled the ball over the line, but upon closer scrutiny, it may have been an own goal. Referee Michael Salisbury sounded his whistle to award the penalty.

With a cool conversion, our dependable captain took over and resumed play on the spot, ending any further inquest.

There were 15 minutes left on the clock and our opponents were forced to venture further out of their own half with the threat of Premier League relegation breathing heavily down their neck.

Ten Hag’s men began to exploit the extra space they were being afforded and it would fall once more to Fernandes to give the Reds the lead for the first time on the night.

He received a short pass from midfield partner Kobbie Mainoo and found he was being willed to shoot. He took the invitation without a second thought, thundering a left-foot shot beyond the grasp of Foderingham.

Our Portuguese magnifico was not done yet.

In the final five minutes of normal time, he received the ball inside the box, before playing a drilled pass across the face of goal towards Hojlund in the middle, who poked home assuredly, ensuring the three points were secured.

There was a 250th Academy debutant to celebrate towards the end, when Ethan Wheatley came on, and the teenager was almost set up by Fernandes in the lengthy period of stoppage time.

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Man United vs Sheffield United MATCH DETAILS

  • United: Onana; Dalot, Casemiro, Maguire, Wan-Bissaka; Mainoo (Amrabat 90+1), Eriksen (McTominay 64); Antony (Amad 55), Fernandes (c), Garnacho; Hojlund (Wheatley 90+1).
  • Unused substitutes: Bayindir, Amass, Ogunneye, Jackson, Forson. 
  • Goals: Maguire 42, Fernandes 61 (pen), 81, Hojlund 85.
  • Sheffield United: Foderingham; Colgate, Ahmedhodzic, Trusty; Bogle (Norwood 78), Hamer, Arblaster (c), Brooks (Souza 46), Osborn; Brereton Diaz, Archer (McAtee 62 (Osula 87)).
  • Unused substitutes: Grbic, Larouci, Curtis, Hampson, Slimane.
  • Bookings: Holgate 37.

Goals: Bogle 35, Brereton Diaz 50.

Sam Pitroda favors succession taxes in India and claims that Congress is “distributing wealth in the interest of people.”

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Along with declaring that wealth distribution is solely a “policy issue,” Mr. Pitroda expressed concern for Prime Minister Narendra Modi in light of his comments regarding the Congress agenda.

Sam Pitroda, the chairman of the Indian Overseas Congress, has supported the party’s stance on wealth redistribution and pushed for the implementation of an inheritance tax law in the nation.

Mr. Pitroda expounded on the notion of inheritance tax that is already in place in the United States, highlighting the necessity of policies aimed at redistributing wealth. “There is an inheritance tax in the United States. If a person is worth $100 million, the government will likely take over 55% of his estate and only be able to provide approximately 45% to his surviving offspring. What a fascinating law that is. It says that because you are leaving your generation and have amassed a fortune, you must leave half of your wealth—not all of it—to the public, which seems fair to me, Mr. Pitroda said.

PM Modi calls the Congress’s plan for equality a “dangerous game.”

You don’t have that in India. When a person with a $10 billion net worth passes away, his children inherit $10 billion while the general public receives nothing. People will thus need to discuss and debate these kinds of topics. Redistributing wealth refers to new laws and initiatives that serve the interests of the general public rather than just the very wealthy, the speaker continued.

‘Have concerns about PM’s brain’

Mr. Pitroda also said that the subject of wealth distribution is strictly a ‘policy issue’ and he feels concerned about Prime Minister Narendra Modi after he remarks on the Congress manifesto.

“This is a policy issue. The Congress party would frame a policy through which the wealth distribution would be better. We don’t have a minimum wage (in India). If we come up with a minimum wage in the country saying you must pay so much money to the poor, that’s the distribution of wealth. Today, rich people don’t pay their peons, servants, and home help enough but they spend that money on vacation in Dubai and London… When you talk about the distribution of wealth, it is not that you sit on a chair and say I have this much money and I’ll be distributing it to everybody,” Pitroda said.

To believe that way is naive. That is how a nation’s prime minister thinks. When questioned about the Prime Minister’s critique of the Congress platform, he responded, “I have some concerns about his brain.”

The Congress manifesto has drawn criticism from Prime Minister Modi and the BJP, who claim it smells like appeasement and that, should it win, it would redistribute wealth and provide Muslims reservations from the quota for the SC, ST, and OCB communities.

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Pitroda also conveyed his dissatisfaction with Mr. Modi’s comparison of the Congress manifesto for the Lok Sabha elections to a “poll document of the erstwhile ‘Muslim League'”. Pitroda described the Prime Minister as a “pathological liar” and expressed his shame at him.

“I feel bad for them, and I find it amazing that they would say something so false. EC. The Muslim League is unrelated to this manifesto. My Prime Minister has made me humiliated. About the manifesto, his crew is telling lies. He lies like a disease. How can they feel at ease while lying through their teeth? Mr. Pitroda said to ANI.

Attacking the Prime Minister for his recent remark about “those who have more children,” Mr. Pitroda claimed that the BJP’s dread of what would happen after the first round of polls had caused them to make these kinds of remarks.”How could you disparage our women? It’s not like Muslims are having more kids. While PM Modi has the freedom to say anything he wants, he also has moral obligations. The law does not exempt him. It appears that you are unable to understand; I believe this could be the result of anxiety, as panic kicked in following the initial stage. The PM’s remark has infuriated India,” he declared.

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